Irwin Financial Solutions
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Castle Hill's Premier Mortgage Broker

Access The Best Rates for Home Loans and Refinancing

160+ Google Reviews
With 25+ years of experience and access to over 40 lenders, we help you find the loan that fits your life – not just the bank’s checklist. Whether you're buying, refinancing or investing, we make it simple, clear and stress-free from start to finish.

How can we help today?
I want to refinance
I want to buy a property

Helping clients choose from over 40 lenders, with award-winning service you can trust.

At Irwin Financial Solutions, we offer a comprehensive range of lending services to meet diverse financial needs.

First Home Buyers

Buying your first home? We guide you through every step and help you find the right loan.

New Home Loans

Home loans can be complex. We compare lenders and make the process simple.

Refinancing

Access a variety of loan options to ensure your loan is right for your needs.

Investment Loans

We provide tailored loan options to help maximise your returns and grow your portfolio.

Personal Loans

Personal finance to live your best life or consolidate debt. Simple, fast, sorted.

Asset Finance

Car or equipment finance to move forward with confidence. Flexible, fast, sorted.

Construction Loans

Turn your building plans into a reality with a tailored building or construction loan solution.

Self Employed

We help Self Employed clients get a new loan to buy their next property.

Ready to chat with the team at Irwin Financial Solutions?

Book Your FREE 15-Minute Financial Health Check Today! In this chat your advisor can assess your borrowing power, financial situation and inform you of possible lending or finance options.
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What our clients are saying

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Welcome to Irwin Financial Solutions – Your trusted mortgage broker in Castle Hill and Sydney Since 1999.

Navigating the world of home loans and finance can feel overwhelming—but with Irwin Financial Solutions by your side, you’re never doing it alone. Since 1999, we’ve been helping individuals and families across Castle Hill, Sydney and beyond make confident, informed financial decisions.

Founded by Paul Irwin, our business was built on the belief that Australians deserve more choice than just the Big 4 banks. Today, we work with over 40 lenders, offering tailored loan solutions designed to suit your unique goals—whether you’re buying your first home, refinancing, investing, or simply exploring your options.

At Irwin Financial Solutions, we don’t just compare loans—we listen, educate, and guide you every step of the way. With over two decades of experience and a strong “client for life” philosophy, we’re committed to delivering honest advice, exceptional service, and financial outcomes that truly work for you.

If you’re looking for a mortgage broker in Castle Hill or Sydney who puts your needs first, we’re here to help you turn your plans into reality.

Advantages of Working with a local mortgage broker

Choosing the right financial partner can make all the difference. Here’s why Irwin Financial Solutions stands out.
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Experience and expertise

With over 25 years in the industry, we’ve built a deep understanding of the financial market. Our expertise as Mortgage Brokers ensures we deliver tailored solutions for every client.
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Personalised service

We know that every client’s financial situation is unique. That’s why we take the time to understand your needs and craft strategies that align with your goals.
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Wide Network of Lenders

Unlike traditional banks, we offer access to a diverse range of Mortgage Lenders in Castle Hill and Sydney, ensuring you get the best options available.
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Client for Life Philosophy

Our goal isn’t just to provide a one-time service—we aim to build lasting relationships, supporting you through every stage of your financial journey.

Frequently Asked Questions

Typically, you will need proof of identity, proof of income (such as payslips or tax returns), details of your assets and liabilities, and bank statements. We will provide you with a detailed list specific to your situation during our consultation.

Our mortgage brokerage specialises in residential home loans, offering personalised assistance for first-time homebuyers, refinancing, investment properties, and more. Located in Castle Hill, Cherrybrook, Kellyville, and the surrounding Western Sydney Hills District areas, the Irwin Financial Solutions business has been serving the community for years.

To improve your chances of approval, ensure you have a stable income, a good credit score, and a manageable level of existing debt. It’s also helpful to save for a larger deposit. We can offer personalised advice based on your financial situation.

If you’re in the Castle Hill, Cherrybrook, Kellyville, or surrounding areas and in need of a mortgage broker, look no further than Irwin Financial Solutions. Whether you’re a first home buyer, refinancing your existing loan, or looking to invest in your financial future, our dedicated team is here to assist you every step of the way. Contact us today to start your journey towards securing your financial well-being. To get started, simply contact us to schedule an initial consultation. You can reach us by phone, email, or through our website's contact form. We’ll be happy to discuss your needs and guide you through the next steps.

Our streamlined mortgage application process begins with an initial consultation to understand your needs and financial situation. We’ll help you gather the necessary documentation, find the best loan options, and guide you through each step until your loan is approved and settled.

Using a mortgage broker gives you access to a wider range of loan products from multiple lenders. We provide expert advice, negotiate on your behalf, and simplify the entire process. Our goal is to find the best mortgage solution tailored to your needs. At Irwin Financial Solutions, we pride ourselves on being your trusted business partner in securing your financial well-being. We understand that the mortgage process can be complex and overwhelming, but with our expert guidance, it doesn’t have to be. Our team of brokers are committed to providing you with personalised service and support, ensuring that you achieve your home-ownership dreams or investment goals.

Our mortgage brokerage services are typically free for our clients, as we are compensated by the lenders upon the successful settlement of your loan. We will always disclose any potential fees upfront if they apply to your specific situation. Our goal is to provide transparent and cost-effective assistance throughout your mortgage journey.

Yes, we offer ongoing support even after your loan is approved. We are here to assist with any questions or changes to your mortgage, help with refinancing options, and provide updates on interest rates and market conditions. We believe in building long-term relationships with our clients, which is why we are committed to providing ongoing support even after your mortgage is finalised. We review your loan regularly to ensure that it continues to meet your changing needs and financial goals. Our team is always available to answer any questions or concerns that may arise, providing you with peace of mind and confidence in your financial decisions.

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Experience the difference, we take out the leg work and we will fit into your schedule.
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We get it, you’re in the moment. Apply online and we will send you the top 3 rates for your loan.
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Irwin Financial Solutions (ABN 59 520 662 242) and Paul Irwin is a Credit Representative 387010 of BLSSA Pty Ltd (ACN 117 651 760) & Australian Credit Licence 391237
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

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Your local mortgage broker in Castle Hill, Cherrybrook, Kellyville, and the surrounding Western Sydney Hills District areas.
0402 022 447
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Mortgage Broker near me

If you’re in the Castle Hill, Cherrybrook, Kellyville, or surrounding areas and in need of a mortgage broker, look no further than Irwin Financial Solutions. Whether you’re a first home buyer, refinancing your existing loan, or looking to invest in your financial future, our dedicated team is here to assist you every step of the way. Contact us today to start your journey towards securing your financial well-being.